3.1.1 商户信息录入
联调环境
联调环境
POST
/openapi/merchant/access/submit
商户进件
2、进件结果会异步通知。
3、进件审核驳回请使用相同的mchOrderNo商户报备单号修改后提交
4、如果进件的是间联汇付宝渠道,如果是小微或者个体户 需要在经营信息内其他文件中上传4张图片,按照以下顺序依次上传,不可变动顺序,
① 结算银行卡背面(个体)
② 结算银行卡所有者手持银行卡正面图片(个体/小微)
③ 法人手持身份证正面(个体/小微)
④ 法人手持银行卡卡号(个体/小微)
请求参数
Header 参数
Content-Type
string
可选
示例值:
application/json
Body 参数application/json
appId
string
应用APPID
subSn
string | null
子商户编码
timestamp
string
时间戳
requestId
string
请求id
signType
string
签名方式
sign
string
签名
bizContent
object (商户进件信息)
必需
mchOrderNo
string
商户报备单号
providerCode
string
服务商编码
默认值:
S1524906003
channelCode
string
渠道编码
示例值:
heepay=汇元银通
notifyUrl
string
审核状态异步通知地址
merchantAccessInfo
object
商户信 息
merchantAccessBusiness
object
经营信息
merchantAccessCard
object
结算信息
feeInfoType
number
支付产品报文类型
feeInfo
array [object {6}]
支付产品开通
示例
{
"appId": "APP_8428691003",
"subSn": null,
"timestamp": "1736145411",
"requestId": "51d6fb4a-06f8-40c7-ad28-1546c043fbfc",
"signType": "RSA2",
"bizContent": {
"mchOrderNo": "36c3c235-77f6-4d7e-855c-628577143576",
"providerCode": "S1524906003",
"channelCode": "heepay",
"notifyUrl": "https://optimal-other.org/",
"merchantAccessInfo": {
"merchantAccessType": 1,
"type": 2,
"merchantAccessLicense": {
"companyType": "3",
"name": "天津市鸿煊旅游发展股份有限公司",
"licenseUrl": "https://loremflickr.com/311/120?lock=5446407080559251",
"licenseCode": "91f24efd-f491-49e7-9c14-2952405291c6",
"licenseType": "2",
"licenseValidityType": 1,
"licenseBeginDate": "2024-01-15",
"licenseEndDate": "2025-11-15",
"registrationDate": "2024-02-13",
"registeredCapital": "9",
"businessScope": "国际",
"provinceCode": "7",
"cityCode": "9",
"areaCode": "8",
"address": "维件器事向因热装。为中热被亲型米。命当约行目儿。\n风基到议它接周使从论。见太动林。深办酸单据半运和。\n起众但定通着活。工约次素。口带院铁造还这较历。"
},
"merchantAccessLegal": {
"name": "曾婷方",
"phone": "14314510294",
"address": "端巷86184号",
"certType": "1",
"certNo": "650102193203302627",
"certValidityType": 1,
"certBeginDate": "2024-04-07",
"certEndDate": "2024-01-22",
"certFrontUrl": "https://picsum.photos/seed/S03SEmWhIQ/2664/572",
"certBackUrl": "https://loremflickr.com/294/1631?lock=6140998369003733",
"email": "k5qkfk.poy46@gmail.com"
},
"contactType": 1,
"merchantAccessContact": {
"name": "苍梓萱",
"phone": "19052525175",
"address": "48号门牌",
"certType": "1",
"certNo": "530102197612050310",
"certValidityType": 1,
"certBeginDate": "2025-04-16",
"certEndDate": "2025-04-17",
"certFrontUrl": "https://picsum.photos/seed/HVuYSAO86d/3983/2313",
"certBackUrl": "https://loremflickr.com/2697/2387?lock=2529642993165465",
"email": "ryilj113@yahoo.cn"
},
"controllerType": 1,
"merchantAccessController": {
"name": "定丽",
"phone": "16970706994",
"address": "俟街73918号",
"certType": "1",
"certNo": "450100201102266118",
"certValidityType": 1,
"certBeginDate": "2025-10-17",
"certEndDate": "2024-02-28",
"certFrontUrl": "https://picsum.photos/seed/stNPUTbHC/3735/1464",
"certBackUrl": "https://loremflickr.com/3935/2435?lock=2254523555972200"
},
"merchantAccessBenefitList": [
{
"name": "z",
"phone": "16107461644",
"address": "上海市 济乡县 西城区 狄街3号 87号楼",
"certType": "laborum elit",
"certNo": "voluptate sunt",
"certValidityType": "1",
"certBeginDate": "2024-08-24",
"certEndDate": "2024-04-07",
"certFrontUrl": "https://linear-airman.net/",
"certBackUrl": "https://valuable-cornet.info/"
}
],
"merchantAccessShareholderList": [
{
"name": "z",
"phone": "90739883048",
"address": "西藏自治区 厦码市 临沭县 夙旁2号 33号楼",
"certType": "qui non nostrud",
"certNo": "non tempor Duis",
"certValidityType": "1",
"certBeginDate": "2024-05-05",
"certEndDate": "2024-03-20",
"certFrontUrl": "https://fearless-nucleotidase.org/",
"certBackUrl": "https://stable-chainstay.biz/"
},
{
"name": "z",
"phone": "86763787463",
"address": "山西省 珠汉市 雨城区 满桥5918号 41室",
"certType": "culpa",
"certNo": "sint consectetur dolore velit dolor",
"certValidityType": "1",
"certBeginDate": "2024-04-01",
"certEndDate": "2025-08-08",
"certFrontUrl": "https://warlike-eternity.org/",
"certBackUrl": "https://affectionate-monster.name/"
}
]
},
"merchantAccessBusiness": {
"shortName": "智能的棉花键盘",
"mcc": "10000",
"wechatMcc": "10000",
"alipayMcc": "10000",
"storeHeaderUrl": "https://loremflickr.com/3802/3013?lock=6224329059810695",
"storeIndoorUrl": "https://picsum.photos/seed/rIwS7V/2498/3980",
"storeCashierDeskUrl": "https://picsum.photos/seed/1FioTfa/2315/3531",
"servicePhone": "0450-02194002",
"provinceCode": "100000",
"cityCode": "100000",
"areaCode": "100000",
"address": "沐栋224号",
"officeSpace": "100",
"officeSpaceType": 1,
"businessDesc": "测试测试测试",
"businessLicenses": [
{
"name": "貊玉英",
"licenseUrl": "https://devoted-chiffonier.net/",
"licenseValidityType": "5",
"licenseBeginDate": "2025-05-22",
"licenseEndDate": "2025-03-12"
}
],
"fileUrls": null,
"merchantAccessSceneList": null,
"sceneType": 2
},
"merchantAccessCard": {
"type": 1,
"name": "章佳语汐",
"cardNo": "97ee48c2-fdd7-4459-b926-426490db83a9",
"bankCode": "10000",
"bankName": "10000",
"branchCode": "102120120121",
"officialName": "诸海市潇然建设(集团)有限公司",
"officialCardNo": "7d2fe990-d313-423c-9bf6-755aaa8fd9ed",
"officialBankCode": "71",
"officialBankName": "练欣怡",
"officialBranchCode": "86",
"officialProvinceCode": "江西省",
"officialCityCode": "9",
"officialAreaCode": "43",
"certType": "reprehenderit consequat ullamco",
"certFrontUrl": "https://agile-ruin.net/",
"certBackUrl": "https://milky-status.com/",
"certNo": "ea laborum enim Ut",
"certValidityType": 1,
"certBeginDate": "2025-01-03",
"certEndDate": "2024-12-10",
"provinceCode": "河北省",
"cityCode": "4",
"areaCode": "62",
"cardPhone": "越野车",
"settleCardFrontUrl": "https://gorgeous-provision.name/",
"settleCertFrontUrl": "https://bright-fuel.org/",
"settleCertBackUrl": "https://slimy-subsidy.biz/",
"licenseUrl": "https://sarcastic-settler.biz/",
"licenseNo": "laboris veniam anim in",
"authUrl": "https://acclaimed-courtroom.org/",
"settleCycle": 2
}
},
"sign": "H6oAMOljItjCsEC72RmZ/s9VFg/BFZbv3oPtUKjoM7w3jeNgCLOrFASD0o3Qbesnd9xkCbT62IJt/sNBvs47ja02X2QGBYg5+aXIZ6zn6Uu+HegqdMYBTtjrY3t2sBHVr+QK5mZo59Ic7baVEz4NTBkS/BPbtlrwIvbcqq9quSZ5vCyBt/nkXUNy0JgxtzCofwT8I4pKWUQcWovI+AIt/a0wW8VOcoKA+vif4DmiNK0BitypOYpr4aFDZodj8DYdBRXQFA12KRCk1q3HERvQSLE33FAg+xF+LOKy2zLucqdjgzBSwne0CVOhjKDXU9EdQO1bH+fRam9A83HT0sUJsw=="
}
示例代码
Shell
JavaScript
Java
Swift
Go
PHP
Python
HTTP
C
C#
Objective-C
Ruby
OCaml
Dart
R
请求示例请求示例
Shell
JavaScript
Java
Swift
curl --location --request POST 'https://api.qywh8.com/openapi/merchant/access/submit' \
--header 'Content-Type: application/json' \
--data-raw '{
"appId": "APP_8428691003",
"subSn": null,
"timestamp": "1736145411",
"requestId": "51d6fb4a-06f8-40c7-ad28-1546c043fbfc",
"signType": "RSA2",
"bizContent": {
"mchOrderNo": "36c3c235-77f6-4d7e-855c-628577143576",
"providerCode": "S1524906003",
"channelCode": "heepay",
"notifyUrl": "https://optimal-other.org/",
"merchantAccessInfo": {
"merchantAccessType": 1,
"type": 2,
"merchantAccessLicense": {
"companyType": "3",
"name": "天津市鸿煊旅游发展股份有限公司",
"licenseUrl": "https://loremflickr.com/311/120?lock=5446407080559251",
"licenseCode": "91f24efd-f491-49e7-9c14-2952405291c6",
"licenseType": "2",
"licenseValidityType": 1,
"licenseBeginDate": "2024-01-15",
"licenseEndDate": "2025-11-15",
"registrationDate": "2024-02-13",
"registeredCapital": "9",
"businessScope": "国际",
"provinceCode": "7",
"cityCode": "9",
"areaCode": "8",
"address": "维件器事向因热装。为中热被亲型米。命当约行目儿。\n风基到议它接周使从论。见太动林。深办酸单据半运和。\n起众但定通着活。工约次素。口带院铁造还这较历。"
},
"merchantAccessLegal": {
"name": "曾婷方",
"phone": "14314510294",
"address": "端巷86184号",
"certType": "1",
"certNo": "650102193203302627",
"certValidityType": 1,
"certBeginDate": "2024-04-07",
"certEndDate": "2024-01-22",
"certFrontUrl": "https://picsum.photos/seed/S03SEmWhIQ/2664/572",
"certBackUrl": "https://loremflickr.com/294/1631?lock=6140998369003733",
"email": "k5qkfk.poy46@gmail.com"
},
"contactType": 1,
"merchantAccessContact": {
"name": "苍梓萱",
"phone": "19052525175",
"address": "48号门牌",
"certType": "1",
"certNo": "530102197612050310",
"certValidityType": 1,
"certBeginDate": "2025-04-16",
"certEndDate": "2025-04-17",
"certFrontUrl": "https://picsum.photos/seed/HVuYSAO86d/3983/2313",
"certBackUrl": "https://loremflickr.com/2697/2387?lock=2529642993165465",
"email": "ryilj113@yahoo.cn"
},
"controllerType": 1,
"merchantAccessController": {
"name": "定丽",
"phone": "16970706994",
"address": "俟街73918号",
"certType": "1",
"certNo": "450100201102266118",
"certValidityType": 1,
"certBeginDate": "2025-10-17",
"certEndDate": "2024-02-28",
"certFrontUrl": "https://picsum.photos/seed/stNPUTbHC/3735/1464",
"certBackUrl": "https://loremflickr.com/3935/2435?lock=2254523555972200"
},
"merchantAccessBenefitList": [
{
"name": "z",
"phone": "16107461644",
"address": "上海市 济乡县 西城区 狄街3号 87号楼",
"certType": "laborum elit",
"certNo": "voluptate sunt",
"certValidityType": "1",
"certBeginDate": "2024-08-24",
"certEndDate": "2024-04-07",
"certFrontUrl": "https://linear-airman.net/",
"certBackUrl": "https://valuable-cornet.info/"
}
],
"merchantAccessShareholderList": [
{
"name": "z",
"phone": "90739883048",
"address": "西藏自治区 厦码市 临沭县 夙旁2号 33号楼",
"certType": "qui non nostrud",
"certNo": "non tempor Duis",
"certValidityType": "1",
"certBeginDate": "2024-05-05",
"certEndDate": "2024-03-20",
"certFrontUrl": "https://fearless-nucleotidase.org/",
"certBackUrl": "https://stable-chainstay.biz/"
},
{
"name": "z",
"phone": "86763787463",
"address": "山西省 珠汉市 雨城区 满桥5918号 41室",
"certType": "culpa",
"certNo": "sint consectetur dolore velit dolor",
"certValidityType": "1",
"certBeginDate": "2024-04-01",
"certEndDate": "2025-08-08",
"certFrontUrl": "https://warlike-eternity.org/",
"certBackUrl": "https://affectionate-monster.name/"
}
]
},
"merchantAccessBusiness": {
"shortName": "智能的棉花键盘",
"mcc": "10000",
"wechatMcc": "10000",
"alipayMcc": "10000",
"storeHeaderUrl": "https://loremflickr.com/3802/3013?lock=6224329059810695",
"storeIndoorUrl": "https://picsum.photos/seed/rIwS7V/2498/3980",
"storeCashierDeskUrl": "https://picsum.photos/seed/1FioTfa/2315/3531",
"servicePhone": "0450-02194002",
"provinceCode": "100000",
"cityCode": "100000",
"areaCode": "100000",
"address": "沐栋224号",
"officeSpace": "100",
"officeSpaceType": 1,
"businessDesc": "测试测试测试",
"businessLicenses": [
{
"name": "貊玉英",
"licenseUrl": "https://devoted-chiffonier.net/",
"licenseValidityType": "5",
"licenseBeginDate": "2025-05-22",
"licenseEndDate": "2025-03-12"
}
],
"fileUrls": null,
"merchantAccessSceneList": null,
"sceneType": 2
},
"merchantAccessCard": {
"type": 1,
"name": "章佳语汐",
"cardNo": "97ee48c2-fdd7-4459-b926-426490db83a9",
"bankCode": "10000",
"bankName": "10000",
"branchCode": "102120120121",
"officialName": "诸海市潇然建设(集团)有限公司",
"officialCardNo": "7d2fe990-d313-423c-9bf6-755aaa8fd9ed",
"officialBankCode": "71",
"officialBankName": "练欣怡",
"officialBranchCode": "86",
"officialProvinceCode": "江西省",
"officialCityCode": "9",
"officialAreaCode": "43",
"certType": "reprehenderit consequat ullamco",
"certFrontUrl": "https://agile-ruin.net/",
"certBackUrl": "https://milky-status.com/",
"certNo": "ea laborum enim Ut",
"certValidityType": 1,
"certBeginDate": "2025-01-03",
"certEndDate": "2024-12-10",
"provinceCode": "河北省",
"cityCode": "4",
"areaCode": "62",
"cardPhone": "越野车",
"settleCardFrontUrl": "https://gorgeous-provision.name/",
"settleCertFrontUrl": "https://bright-fuel.org/",
"settleCertBackUrl": "https://slimy-subsidy.biz/",
"licenseUrl": "https://sarcastic-settler.biz/",
"licenseNo": "laboris veniam anim in",
"authUrl": "https://acclaimed-courtroom.org/",
"settleCycle": 2
}
},
"sign": "H6oAMOljItjCsEC72RmZ/s9VFg/BFZbv3oPtUKjoM7w3jeNgCLOrFASD0o3Qbesnd9xkCbT62IJt/sNBvs47ja02X2QGBYg5+aXIZ6zn6Uu+HegqdMYBTtjrY3t2sBHVr+QK5mZo59Ic7baVEz4NTBkS/BPbtlrwIvbcqq9quSZ5vCyBt/nkXUNy0JgxtzCofwT8I4pKWUQcWovI+AIt/a0wW8VOcoKA+vif4DmiNK0BitypOYpr4aFDZodj8DYdBRXQFA12KRCk1q3HERvQSLE33FAg+xF+LOKy2zLucqdjgzBSwne0CVOhjKDXU9EdQO1bH+fRam9A83HT0sUJsw=="
}'
返回响应
🟢200OK
application/json
Body
code
integer
请求状态
data
object
返回数据体
providerCode
string
服务商编码
channelCode
string
渠道编码
name
string
商户名称
shortName
string
商户简称
contactName
string
联系人名称
contactPhone
string
联系人手机号
contactEmail
string
联系人邮箱
status
integer
审核状态
subMchId
string
渠道子商户号
requestId
string
平台请求单号
message
string
信息提示
mchChannelCode
string
用户识别码
msg
string
返回信息
appId
string
应用APPID
sn
string
商户编码
sign
string
签名
timestamp
string
时间戳
signType
string
签名方式 目前仅支持RSA2
示例
{
"code": 200,
"data": {
"mchOrderNo": xxxxxxxxx,
"providerCode": "xxxxxxxxx",
"channelCode": "lakala",
"name": "xxxxxxxxx",
"shortName": "汇联物联",
"contactName": "xxxxxxxxx",
"contactPhone": "xxxxxxxxx",
"contactEmail": "san@xxxxxxxxx.com",
"status": 10,
"subMchId": "xxxxxxxxx",
"requestId": "xxxxxxxxx",
"message": "",
"mchChannelCode": "xxxxxxxxx"
},
"msg": "成功",
"appId": "APP_1961555003",
"sn": "M961524003",
"sign": "Nm/j1iin7uulj9is+vUbDYzzJXSiGW7QdWQ2wrPG/AEAk8j5buRUEudFR7c3LRg/8NfR/TCevif8EPygMXFZUmSU8CCPI9GOeafWRuqXejchLaPlNVGU1rGwi/PN4QjSCnep98vllebAanCRTtGh6X86CevxflmncZstntr/hKpZwwLCLZuWFb64UCZFqWH2ybDA+GIKUQUrG8tcvGHArwBJi7Xw1JXNrhgfwKLgIJqcNa505WzgSaY79fhuo3tu4Y2r7hw7w0BFPFdi3mxcZcq3OkAsrFFfcczUOFEaO3zY1oC5l13/8SWTuqSedmbLS3QsMgN15ZJdZ2U4kvoQYw==",
"timestamp": "1735281354",
"signType": "RSA2"
}