汇联开放平台
汇联官网开发工具
汇联官网开发工具
  1. 3.1 商户进件信息类
  • 技术支持必看规则
  • 1.总体介绍
    • 1.1 阅读人员
    • 1.2 名词解释
  • 2.接口规范
    • 2.1 接口格式定义
    • 2.2 加签验签说明
    • 2.3 参数说明
    • 2.4 开发demo
    • 2.5 商户秘钥配置与生成
    • 2.6 回调服务器IP
  • 3.商户进件类接口
    • 3.1 商户进件信息类
      • 3.1.1 商户信息录入
        POST
      • 3.1.2 申请单状态查询
        POST
      • 3.1.3 商户审核异步通知
        POST
      • 3.1.4 商户结算信息变更
        POST
    • 3.2 终端管理
      • 3.2.1 富友新增终端
    • 3.3 微信支付宝配置类
      • 3.3.1 微信支付宝子号报备(废弃)
      • 3.3.1 微信支付宝子号报备
      • 3.3.2 微信支付宝认证状态查询/微信配置查询
      • 3.3.3 微信APPID与授权目录配置
    • 3.4 通道管理类
      • 3.4.1 通道列表
    • 3.5 分账接收方管理类
      • 3.5.1 分账接收方录入
      • 3.5.2 分账关系绑定
      • 3.5.3 分账关系解绑
      • 3.5.4 分账关系查询
      • 3.5.5 分账结算信息变更
  • 4.统一交易类接口
    • 4.1 支付
      • 4.1.1 统一下单接口
      • 4.1.2 交易查询
      • 4.1.3 交易关闭
      • 4.1.4 交易结果通知
    • 4.2 退款
      • 4.2.1 实时退款
      • 4.2.2 退款查询
      • 4.2.3 退款通知
  • 5.线上支付类接口
    • 5.1 快捷支付
      • 5.1.1 快捷支付页面类
        • 5.1.1.1 页面版快捷下单接口
      • 5.1.2 快捷支付全接口类
        • 5.1.2.1 快捷绑卡请求
        • 5.1.2.2 快捷绑卡确认
        • 5.1.2.3 快捷绑卡查询
        • 5.1.2.4 快捷绑卡列表
        • 5.1.2.5 快捷支付下单
        • 5.1.2.6 快捷支付确认
        • 5.1.2.7 解绑银行卡
        • 5.1.2.8 快捷一键绑卡
    • 5.2 网银支付类
      • 5.2.1 网关支付下单
    • 5.3 银行转账类
      • 5.3.1 银行转账下单接口
    • 5.4 银联收银台类
    • 5.5 银联WAP支付类
  • 6.付款类接口
    • 6.1 提交付款
    • 6.2 付款查询
    • 6.3 付款通知
    • 6.4 付款余额查询
    • 6.5 安全发余额充值
  • 7.分账类接口
    • 7.1 请求分账
    • 7.2 分账查询
    • 7.3 分账退款
    • 7.4 分账退款查询
    • 7.5 分账完结
    • 7.6 分账异步通知
  • 8.账户类接口
    • 8.1 提现
    • 8.2 账户余额查询
    • 8.3 提现查询
    • 8.4 提现后台通知
    • 8.5 对内转账
    • 8.6 转账查询
  • 9.电子户类接口
    • 9.1 电子户报备
    • 9.2 报备状态查询
    • 9.3 余额查询
    • 9.4 提交转账
    • 9.5 转账确认(部分渠道需要)
    • 9.6 转账查询
    • 9.7 提交提现
    • 9.8 提现查询
    • 9.9 电子户代付
    • 9.10 电子户入金通知
  • 10.钱包类接口
    • 10.1 个人钱包服务
      • 10.1.1 钱包注册
      • 10.1.2 钱包绑卡
      • 10.1.3 钱包解绑银行卡
      • 10.1.4 钱包信息查询
      • 10.1.5 钱包充值
    • 10.3 钱包提现
    • 10.4 提现查询
    • 10.4 对内转账
    • 10.5 转账查询
  • 11.灵工类接口
  • 12.营销类接口
    • 12.1 申请营销补贴
    • 12.2 查询营销补贴
  • F.附录
    • F.3 错误码
    • F.2 JSAPI预下单后 微信/支付宝调起支付步骤
    • F.1 商户进件枚举附件
    • F.4 商户进件流程
    • F.5 商户进件补充材料
    • F.6 间联原生APP支付申请要求
    • F.7 APP与H5微信支付支付渠道传参
  • FAQ
    • A.1 交易常见问题
    • A.2 进件常见问题
    • A.3 微信与支付宝渠道号申请
    • A.4 中国银联行业码业务申请表
    • A.5 排除不可用的支付通道方法
    • A.6 排除不可用的支付方式方法
    • A.7 APP 跳小程序技术方案
    • A.8 H5 跳小程序技术方案
  • 产品文档
    • 商户进件
      • 商户进件
    • 实名认证
      • 微信实名认证
        • 微信实名认证操作指引-扫码认证
        • 微信实名认证操作指引-控台发起
      • 支付宝实名认证
        • 支付宝实名认证操作指引-扫码认证
        • 支付宝实名认证操作指引-控台发起
    • 银行电子户
      • 控台操作指引
        • 各渠道操作流程(必看)
        • 电子户报备
        • 绑定结算账户
        • 余额查询
        • 余额转账
        • 余额提现
        • 资金调拨
        • 分账关系
    • 支付宝安全发
      • 产品介绍
      • 余额充值
    • 商户应用
      • 轮训配置
    • 应用通道
      • 通道配置
  • 风控申诉指引
    • 微信风控申诉
    • 支付宝风险申诉
    • 支付宝准入申诉
  1. 3.1 商户进件信息类

3.1.1 商户信息录入

POST
/openapi/merchant/access/submit
1、用于录入商户信息。
2、进件结果会异步通知。
3、进件审核驳回请使用相同的mchOrderNo商户报备单号修改后提交
4、如果进件的是间联汇付宝渠道,如果是小微或者个体户 需要在经营信息内其他文件中上传4张图片,按照以下顺序依次上传,不可变动顺序,
① 结算银行卡背面(个体)
② 结算银行卡所有者手持银行卡正面图片(个体/小微)
③ 法人手持身份证正面(个体/小微)
④ 法人手持银行卡卡号(个体/小微)

请求参数

Header 参数

Body 参数application/json

示例
{
    "appId": "APP_8428691003",
    "subSn": null,
    "timestamp": "1736145411",
    "requestId": "51d6fb4a-06f8-40c7-ad28-1546c043fbfc",
    "signType": "RSA2",
    "bizContent": {
        "mchOrderNo": "36c3c235-77f6-4d7e-855c-628577143576",
        "providerCode": "S1524906003",
        "channelCode": "heepay",
        "notifyUrl": "https://optimal-other.org/",
        "merchantAccessInfo": {
            "merchantAccessType": 1,
            "type": 2,
            "merchantAccessLicense": {
                "companyType": "3",
                "name": "天津市鸿煊旅游发展股份有限公司",
                "licenseUrl": "https://loremflickr.com/311/120?lock=5446407080559251",
                "licenseCode": "91f24efd-f491-49e7-9c14-2952405291c6",
                "licenseType": "2",
                "licenseValidityType": 1,
                "licenseBeginDate": "2024-01-15",
                "licenseEndDate": "2025-11-15",
                "registrationDate": "2024-02-13",
                "registeredCapital": "9",
                "businessScope": "国际",
                "provinceCode": "7",
                "cityCode": "9",
                "areaCode": "8",
                "address": "维件器事向因热装。为中热被亲型米。命当约行目儿。\n风基到议它接周使从论。见太动林。深办酸单据半运和。\n起众但定通着活。工约次素。口带院铁造还这较历。"
            },
            "merchantAccessLegal": {
                "name": "曾婷方",
                "phone": "14314510294",
                "address": "端巷86184号",
                "certType": "1",
                "certNo": "650102193203302627",
                "certValidityType": 1,
                "certBeginDate": "2024-04-07",
                "certEndDate": "2024-01-22",
                "certFrontUrl": "https://picsum.photos/seed/S03SEmWhIQ/2664/572",
                "certBackUrl": "https://loremflickr.com/294/1631?lock=6140998369003733",
                "email": "k5qkfk.poy46@gmail.com"
            },
            "contactType": 1,
            "merchantAccessContact": {
                "name": "苍梓萱",
                "phone": "19052525175",
                "address": "48号门牌",
                "certType": "1",
                "certNo": "530102197612050310",
                "certValidityType": 1,
                "certBeginDate": "2025-04-16",
                "certEndDate": "2025-04-17",
                "certFrontUrl": "https://picsum.photos/seed/HVuYSAO86d/3983/2313",
                "certBackUrl": "https://loremflickr.com/2697/2387?lock=2529642993165465",
                "email": "ryilj113@yahoo.cn"
            },
            "controllerType": 1,
            "merchantAccessController": {
                "name": "定丽",
                "phone": "16970706994",
                "address": "俟街73918号",
                "certType": "1",
                "certNo": "450100201102266118",
                "certValidityType": 1,
                "certBeginDate": "2025-10-17",
                "certEndDate": "2024-02-28",
                "certFrontUrl": "https://picsum.photos/seed/stNPUTbHC/3735/1464",
                "certBackUrl": "https://loremflickr.com/3935/2435?lock=2254523555972200"
            },
            "merchantAccessBenefitList": [
                {
                    "name": "z",
                    "phone": "16107461644",
                    "address": "上海市 济乡县 西城区 狄街3号 87号楼",
                    "certType": "laborum elit",
                    "certNo": "voluptate sunt",
                    "certValidityType": "1",
                    "certBeginDate": "2024-08-24",
                    "certEndDate": "2024-04-07",
                    "certFrontUrl": "https://linear-airman.net/",
                    "certBackUrl": "https://valuable-cornet.info/"
                }
            ],
            "merchantAccessShareholderList": [
                {
                    "name": "z",
                    "phone": "90739883048",
                    "address": "西藏自治区 厦码市 临沭县 夙旁2号 33号楼",
                    "certType": "qui non nostrud",
                    "certNo": "non tempor Duis",
                    "certValidityType": "1",
                    "certBeginDate": "2024-05-05",
                    "certEndDate": "2024-03-20",
                    "certFrontUrl": "https://fearless-nucleotidase.org/",
                    "certBackUrl": "https://stable-chainstay.biz/"
                },
                {
                    "name": "z",
                    "phone": "86763787463",
                    "address": "山西省 珠汉市 雨城区 满桥5918号 41室",
                    "certType": "culpa",
                    "certNo": "sint consectetur dolore velit dolor",
                    "certValidityType": "1",
                    "certBeginDate": "2024-04-01",
                    "certEndDate": "2025-08-08",
                    "certFrontUrl": "https://warlike-eternity.org/",
                    "certBackUrl": "https://affectionate-monster.name/"
                }
            ]
        },
        "merchantAccessBusiness": {
            "shortName": "智能的棉花键盘",
            "mcc": "10000",
            "wechatMcc": "10000",
            "alipayMcc": "10000",
            "storeHeaderUrl": "https://loremflickr.com/3802/3013?lock=6224329059810695",
            "storeIndoorUrl": "https://picsum.photos/seed/rIwS7V/2498/3980",
            "storeCashierDeskUrl": "https://picsum.photos/seed/1FioTfa/2315/3531",
            "servicePhone": "0450-02194002",
            "provinceCode": "100000",
            "cityCode": "100000",
            "areaCode": "100000",
            "address": "沐栋224号",
            "officeSpace": "100",
            "officeSpaceType": 1,
            "businessDesc": "测试测试测试",
            "businessLicenses": [
                {
                    "name": "貊玉英",
                    "licenseUrl": "https://devoted-chiffonier.net/",
                    "licenseValidityType": "5",
                    "licenseBeginDate": "2025-05-22",
                    "licenseEndDate": "2025-03-12"
                }
            ],
            "fileUrls": null,
            "merchantAccessSceneList": null,
            "sceneType": 2
        },
        "merchantAccessCard": {
            "type": 1,
            "name": "章佳语汐",
            "cardNo": "97ee48c2-fdd7-4459-b926-426490db83a9",
            "bankCode": "10000",
            "bankName": "10000",
            "branchCode": "102120120121",
            "officialName": "诸海市潇然建设(集团)有限公司",
            "officialCardNo": "7d2fe990-d313-423c-9bf6-755aaa8fd9ed",
            "officialBankCode": "71",
            "officialBankName": "练欣怡",
            "officialBranchCode": "86",
            "officialProvinceCode": "江西省",
            "officialCityCode": "9",
            "officialAreaCode": "43",
            "certType": "reprehenderit consequat ullamco",
            "certFrontUrl": "https://agile-ruin.net/",
            "certBackUrl": "https://milky-status.com/",
            "certNo": "ea laborum enim Ut",
            "certValidityType": 1,
            "certBeginDate": "2025-01-03",
            "certEndDate": "2024-12-10",
            "provinceCode": "河北省",
            "cityCode": "4",
            "areaCode": "62",
            "cardPhone": "越野车",
            "settleCardFrontUrl": "https://gorgeous-provision.name/",
            "settleCertFrontUrl": "https://bright-fuel.org/",
            "settleCertBackUrl": "https://slimy-subsidy.biz/",
            "licenseUrl": "https://sarcastic-settler.biz/",
            "licenseNo": "laboris veniam anim in",
            "authUrl": "https://acclaimed-courtroom.org/",
            "settleCycle": 2
        }
    },
    "sign": "H6oAMOljItjCsEC72RmZ/s9VFg/BFZbv3oPtUKjoM7w3jeNgCLOrFASD0o3Qbesnd9xkCbT62IJt/sNBvs47ja02X2QGBYg5+aXIZ6zn6Uu+HegqdMYBTtjrY3t2sBHVr+QK5mZo59Ic7baVEz4NTBkS/BPbtlrwIvbcqq9quSZ5vCyBt/nkXUNy0JgxtzCofwT8I4pKWUQcWovI+AIt/a0wW8VOcoKA+vif4DmiNK0BitypOYpr4aFDZodj8DYdBRXQFA12KRCk1q3HERvQSLE33FAg+xF+LOKy2zLucqdjgzBSwne0CVOhjKDXU9EdQO1bH+fRam9A83HT0sUJsw=="
}

请求示例代码

Shell
JavaScript
Java
Swift
Go
PHP
Python
HTTP
C
C#
Objective-C
Ruby
OCaml
Dart
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请求示例请求示例
Shell
JavaScript
Java
Swift
curl --location --request POST 'https://api.huilianlink.com/openapi/merchant/access/submit' \
--header 'Content-Type: application/json' \
--data-raw '{
    "appId": "APP_8428691003",
    "subSn": null,
    "timestamp": "1736145411",
    "requestId": "51d6fb4a-06f8-40c7-ad28-1546c043fbfc",
    "signType": "RSA2",
    "bizContent": {
        "mchOrderNo": "36c3c235-77f6-4d7e-855c-628577143576",
        "providerCode": "S1524906003",
        "channelCode": "heepay",
        "notifyUrl": "https://optimal-other.org/",
        "merchantAccessInfo": {
            "merchantAccessType": 1,
            "type": 2,
            "merchantAccessLicense": {
                "companyType": "3",
                "name": "天津市鸿煊旅游发展股份有限公司",
                "licenseUrl": "https://loremflickr.com/311/120?lock=5446407080559251",
                "licenseCode": "91f24efd-f491-49e7-9c14-2952405291c6",
                "licenseType": "2",
                "licenseValidityType": 1,
                "licenseBeginDate": "2024-01-15",
                "licenseEndDate": "2025-11-15",
                "registrationDate": "2024-02-13",
                "registeredCapital": "9",
                "businessScope": "国际",
                "provinceCode": "7",
                "cityCode": "9",
                "areaCode": "8",
                "address": "维件器事向因热装。为中热被亲型米。命当约行目儿。\n风基到议它接周使从论。见太动林。深办酸单据半运和。\n起众但定通着活。工约次素。口带院铁造还这较历。"
            },
            "merchantAccessLegal": {
                "name": "曾婷方",
                "phone": "14314510294",
                "address": "端巷86184号",
                "certType": "1",
                "certNo": "650102193203302627",
                "certValidityType": 1,
                "certBeginDate": "2024-04-07",
                "certEndDate": "2024-01-22",
                "certFrontUrl": "https://picsum.photos/seed/S03SEmWhIQ/2664/572",
                "certBackUrl": "https://loremflickr.com/294/1631?lock=6140998369003733",
                "email": "k5qkfk.poy46@gmail.com"
            },
            "contactType": 1,
            "merchantAccessContact": {
                "name": "苍梓萱",
                "phone": "19052525175",
                "address": "48号门牌",
                "certType": "1",
                "certNo": "530102197612050310",
                "certValidityType": 1,
                "certBeginDate": "2025-04-16",
                "certEndDate": "2025-04-17",
                "certFrontUrl": "https://picsum.photos/seed/HVuYSAO86d/3983/2313",
                "certBackUrl": "https://loremflickr.com/2697/2387?lock=2529642993165465",
                "email": "ryilj113@yahoo.cn"
            },
            "controllerType": 1,
            "merchantAccessController": {
                "name": "定丽",
                "phone": "16970706994",
                "address": "俟街73918号",
                "certType": "1",
                "certNo": "450100201102266118",
                "certValidityType": 1,
                "certBeginDate": "2025-10-17",
                "certEndDate": "2024-02-28",
                "certFrontUrl": "https://picsum.photos/seed/stNPUTbHC/3735/1464",
                "certBackUrl": "https://loremflickr.com/3935/2435?lock=2254523555972200"
            },
            "merchantAccessBenefitList": [
                {
                    "name": "z",
                    "phone": "16107461644",
                    "address": "上海市 济乡县 西城区 狄街3号 87号楼",
                    "certType": "laborum elit",
                    "certNo": "voluptate sunt",
                    "certValidityType": "1",
                    "certBeginDate": "2024-08-24",
                    "certEndDate": "2024-04-07",
                    "certFrontUrl": "https://linear-airman.net/",
                    "certBackUrl": "https://valuable-cornet.info/"
                }
            ],
            "merchantAccessShareholderList": [
                {
                    "name": "z",
                    "phone": "90739883048",
                    "address": "西藏自治区 厦码市 临沭县 夙旁2号 33号楼",
                    "certType": "qui non nostrud",
                    "certNo": "non tempor Duis",
                    "certValidityType": "1",
                    "certBeginDate": "2024-05-05",
                    "certEndDate": "2024-03-20",
                    "certFrontUrl": "https://fearless-nucleotidase.org/",
                    "certBackUrl": "https://stable-chainstay.biz/"
                },
                {
                    "name": "z",
                    "phone": "86763787463",
                    "address": "山西省 珠汉市 雨城区 满桥5918号 41室",
                    "certType": "culpa",
                    "certNo": "sint consectetur dolore velit dolor",
                    "certValidityType": "1",
                    "certBeginDate": "2024-04-01",
                    "certEndDate": "2025-08-08",
                    "certFrontUrl": "https://warlike-eternity.org/",
                    "certBackUrl": "https://affectionate-monster.name/"
                }
            ]
        },
        "merchantAccessBusiness": {
            "shortName": "智能的棉花键盘",
            "mcc": "10000",
            "wechatMcc": "10000",
            "alipayMcc": "10000",
            "storeHeaderUrl": "https://loremflickr.com/3802/3013?lock=6224329059810695",
            "storeIndoorUrl": "https://picsum.photos/seed/rIwS7V/2498/3980",
            "storeCashierDeskUrl": "https://picsum.photos/seed/1FioTfa/2315/3531",
            "servicePhone": "0450-02194002",
            "provinceCode": "100000",
            "cityCode": "100000",
            "areaCode": "100000",
            "address": "沐栋224号",
            "officeSpace": "100",
            "officeSpaceType": 1,
            "businessDesc": "测试测试测试",
            "businessLicenses": [
                {
                    "name": "貊玉英",
                    "licenseUrl": "https://devoted-chiffonier.net/",
                    "licenseValidityType": "5",
                    "licenseBeginDate": "2025-05-22",
                    "licenseEndDate": "2025-03-12"
                }
            ],
            "fileUrls": null,
            "merchantAccessSceneList": null,
            "sceneType": 2
        },
        "merchantAccessCard": {
            "type": 1,
            "name": "章佳语汐",
            "cardNo": "97ee48c2-fdd7-4459-b926-426490db83a9",
            "bankCode": "10000",
            "bankName": "10000",
            "branchCode": "102120120121",
            "officialName": "诸海市潇然建设(集团)有限公司",
            "officialCardNo": "7d2fe990-d313-423c-9bf6-755aaa8fd9ed",
            "officialBankCode": "71",
            "officialBankName": "练欣怡",
            "officialBranchCode": "86",
            "officialProvinceCode": "江西省",
            "officialCityCode": "9",
            "officialAreaCode": "43",
            "certType": "reprehenderit consequat ullamco",
            "certFrontUrl": "https://agile-ruin.net/",
            "certBackUrl": "https://milky-status.com/",
            "certNo": "ea laborum enim Ut",
            "certValidityType": 1,
            "certBeginDate": "2025-01-03",
            "certEndDate": "2024-12-10",
            "provinceCode": "河北省",
            "cityCode": "4",
            "areaCode": "62",
            "cardPhone": "越野车",
            "settleCardFrontUrl": "https://gorgeous-provision.name/",
            "settleCertFrontUrl": "https://bright-fuel.org/",
            "settleCertBackUrl": "https://slimy-subsidy.biz/",
            "licenseUrl": "https://sarcastic-settler.biz/",
            "licenseNo": "laboris veniam anim in",
            "authUrl": "https://acclaimed-courtroom.org/",
            "settleCycle": 2
        }
    },
    "sign": "H6oAMOljItjCsEC72RmZ/s9VFg/BFZbv3oPtUKjoM7w3jeNgCLOrFASD0o3Qbesnd9xkCbT62IJt/sNBvs47ja02X2QGBYg5+aXIZ6zn6Uu+HegqdMYBTtjrY3t2sBHVr+QK5mZo59Ic7baVEz4NTBkS/BPbtlrwIvbcqq9quSZ5vCyBt/nkXUNy0JgxtzCofwT8I4pKWUQcWovI+AIt/a0wW8VOcoKA+vif4DmiNK0BitypOYpr4aFDZodj8DYdBRXQFA12KRCk1q3HERvQSLE33FAg+xF+LOKy2zLucqdjgzBSwne0CVOhjKDXU9EdQO1bH+fRam9A83HT0sUJsw=="
}'

返回响应

🟢200OK
application/json
Body

示例
{
    "code": 200,
    "data": {
        "mchOrderNo": xxxxxxxxx,
        "providerCode": "xxxxxxxxx",
        "channelCode": "lakala",
        "name": "xxxxxxxxx",
        "shortName": "汇联物联",
        "contactName": "xxxxxxxxx",
        "contactPhone": "xxxxxxxxx",
        "contactEmail": "san@xxxxxxxxx.com",
        "status": 10,
        "subMchId": "xxxxxxxxx",
        "requestId": "xxxxxxxxx",
        "message": "",
        "mchChannelCode": "xxxxxxxxx"
    },
    "msg": "成功",
    "appId": "APP_1961555003",
    "sn": "M961524003",
    "sign": "Nm/j1iin7uulj9is+vUbDYzzJXSiGW7QdWQ2wrPG/AEAk8j5buRUEudFR7c3LRg/8NfR/TCevif8EPygMXFZUmSU8CCPI9GOeafWRuqXejchLaPlNVGU1rGwi/PN4QjSCnep98vllebAanCRTtGh6X86CevxflmncZstntr/hKpZwwLCLZuWFb64UCZFqWH2ybDA+GIKUQUrG8tcvGHArwBJi7Xw1JXNrhgfwKLgIJqcNa505WzgSaY79fhuo3tu4Y2r7hw7w0BFPFdi3mxcZcq3OkAsrFFfcczUOFEaO3zY1oC5l13/8SWTuqSedmbLS3QsMgN15ZJdZ2U4kvoQYw==",
    "timestamp": "1735281354",
    "signType": "RSA2"
}
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3.1.2 申请单状态查询